Storm Damage & Insurance Articles
Can a Roofer Meet With My Insurance Adjuster?
Yes, in most states a roofing contractor can meet with your insurance adjuster to point out roof damage, explain repair needs, and answer technical ques...
Does Homeowners Insurance Cover Roof Replacement?
Homeowners insurance usually helps pay for roof replacement when the damage is sudden and accidental, such as from hail, wind, falling trees, or fire, a...
Does Missing Shingles Mean Insurance Will Cover My Roof?
Missing shingles by themselves do not guarantee that homeowners insurance will pay for a new roof; coverage usually depends on whether a recent covered...
Hail Damage Roof Inspection Guide For Homeowners
After a hailstorm, start your roof inspection from the ground by looking for loose shingles, dented gutters, and granules collecting at downspouts, then...
How Long Do You Have to File a Roof Insurance Claim?
Most homeowners have anywhere from 6 months to 2 years to file a roof insurance claim after storm damage, but the exact deadline depends on your policy...
How Roof Insurance Claims Work: Step-By-Step Guide For Homeowners
A roof insurance claim usually starts with documenting storm or accidental damage, then contacting your homeowners insurance to open a claim and schedul...
Roof Insurance Claim Denied: What to Do Next
If your roof insurance claim is denied, start by reading the denial letter carefully so you understand the exact reason, then gather photos, inspection...
Roof Insurance Deductible Explained For Homeowners
A roof insurance deductible is the amount you must pay out of pocket before your homeowners insurance pays for covered roof damage, and it is taken out...
Should I Call Insurance or a Roofer First After Roof Damage?
In most storm situations, it is usually smarter to call a trusted roofing contractor for a free inspection before you file a homeowners insurance claim....
Should I Get a Roof Inspection After Hail?
You should schedule a professional roof inspection after any hailstorm that produces pea-sized or larger hail, visible damage to gutters or siding, or n...
What Does Hail Damage Look Like on a Roof?
Hail damage on a roof usually shows up as random dark spots or bruises on asphalt shingles where the granules are knocked off, soft "dings" you can feel...
What to Do After a Storm Damages Your Roof
After a storm damages your roof, stay safe first, then document everything with photos and videos from the ground before moving or cleaning anything. If...
Will Insurance Pay for a Roof Older Than 20 Years?
Homeowners insurance may still pay for a roof that's older than 20 years, but only when there is sudden, covered damage (like hail, wind, or a fallen tr...
Wind Damage Roof Inspection Guide For Homeowners
After strong winds, start your roof inspection from the ground by looking for missing shingles, lifted or creased shingles, loose metal flashing, and sh...
Wind Damage vs Hail Damage on a Roof: How to Tell the Difference and What to Do
Wind damage usually lifts, creases, or tears shingles and can blow them completely off the roof, while hail damage typically leaves round impact marks,...
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